Open-concept living room and kitchen featuring a beige sectional sofa, large windows, and dark wood kitchen cabinets.

Homeowners Insurance

For most of us, our home is the largest asset we have, so it makes good sense to make sure it is properly protected. 

In most cases, we will be able to insure your home for 100% of the replacement value, which means that in the event of a catastrophe, your home will be repaired, even if the damage exceeds your policy limit.

 

African American family sitting on a bench with their child, surrounded by moving boxes, suggesting a move to a new home.

A standard Homeowner policy protects you against:

  • Liability
  • Fire
  • Lightning
  • Windstorms/Hail
  • Smoke Damage
  • Falling Objects
  • Freezing
  • Weight of Ice and Snow
  • Vandalism
  • Theft of personal property
Happy young, white couple embracing and smiling at the camera outdoors near a house.